There are a multitude of things you can do to damage your credit score. Anything from renting a car to cutting up a credit card has the potential to affect your credit to some degree, depending on your situation. But there are also some areas that surprisingly do not affect your score, despite what is commonly [...]
While approximately 80 million people have already received their stimulus checks, there are many who are still waiting on theirs to arrive. To add to the frustration, some are not even being provided with estimated deposit dates on the IRS' website. For those who find themselves in this predicament, here are some things to try that [...]
There is a lot of conflicting information regarding the stimulus checks going out to a significant amount of Americans. It is important to separate facts from speculation. Some are wondering whether or not the stimulus checks, which top out at $1200 per taxpaying adult, will be subtracted from next year's taxes. The simple answer is no. [...]
It is estimated that over 100 million consumers were carrying some form of credit card debt when COVID-19 became a worldwide pandemic. Approximately 60% of credit card holders carry debt month-to-month. But with unemployment numbers soaring, getting out of credit card debt may become increasingly difficult. Banks are beginning to become nervous and are tightening their [...]
Having an emergency fund is an important piece of a financial plan. Never has that piece been more important than it is now. But how do you build such a fund with the crisis that exists around us? Here are 9 paths to get there: Vision board. Create a visual plan that is attainable and is [...]
