Teaching Teens About Credit

 Credit is a tool that needs practice to perfect, especially with teenagers. But it's important to expose them to credit young so they know how to use it effectively when they get older. If you find yourself in this situation, here's how to go about it step by step: Start with the "learner's permit" version [...]

How College Grads (or Anyone) Can Build Credit

The currency of the college years is good grades. Once you graduate, your credit score often dictates much of your financial path going forward. There are several entities who will look at your credit and potentially make decisions based on your history: Your Employer Insurance Companies Landlords Lenders So if you are just [...]

Bad Money Moves We All Make

All of us have made bad decisions in our life at some point, and we will likely make some more in the future. While it's always a good idea to avoid these scenarios whenever possible, this is especially true when it comes to money. Here are five money mistakes that are relatively common: [...]

Credit Card Tips for Retirees

[youtube https://www.youtube.com/watch?v=4DkyrnOO488]The golden years might mark the end of working for a paycheck, but it doesn’t eliminate the importance of keeping a solid credit score. Credit scores affect more than just your ability to borrow; even things such as your car insurance rate are determined in part by your credit score. The way you use your [...]

One Simple Tip to Save Thousands on a Mortgage

[youtube https://www.youtube.com/watch?v=k4pifDxTVn8]The single best tip to getting the best rate on a mortgage is to check your credit score and credit history. Don’t check it just before applying; check it in advance, up to a year in advance of when you are planning to apply for the mortgage. When it comes to applying for a mortgage, [...]