Roth or Regular Retirement Plan?

[youtube https://www.youtube.com/watch?v=7o_quiZNspU]When most people think of retirement, they imagine copious amounts of free time and socializing with friends while playing golf or shuffleboard. But in reality there is so much more to think about before these dreams can come to fruition. The most important first step is considering where you are going to stash your retirement [...]

What You Need To Know About Renting Vs. Buying A House

[youtube https://www.youtube.com/watch?v=JyAZVP-_2jI]Many people of all ages face this dilemma: you’re ready to move, but can’t decide if you should rent or buy. This isn’t a question that has a one-size-fits-all answer. In fact, the answer varies greatly depending on your finances and life circumstances. Here are some things to consider: First, look at the cost of [...]

The Most Common Credit Mistakes

[youtube https://www.youtube.com/watch?v=umq-X7clIvk]Credit card use has become a way of life for many Americans. You would think that would make some people experts on how these credit cards work, but that isn’t necessarily the case. Here are some common mistakes credit card users make and how to avoid them: […]

IRS issues notice on state and local tax deductions

The U.S. Department of the Treasury and the Internal Revenue Service have stated that proposed regulations will be issued addressing the deductibility of state and local tax payments for federal income tax purposes. Notice 2018-54 also informs taxpayers that federal law controls the characterization of the payments for federal income tax purposes regardless of the characterization [...]

Saving for the Future While Paying Off Debt

[youtube https://www.youtube.com/watch?v=ni2szZeXONg]So here’s the scenario: you’ve landed a new job and are now making a decent salary. Conventional wisdom says it’s time to start saving for the future, and that is correct. This includes goals such as your first house, a new car, and even retirement. But in addition to these savings goals comes mandatory obligations [...]

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