Using Credit Responsibly

[youtube https://www.youtube.com/watch?v=KmOThdXXEDo] Having credit cards certainly increases your spending power, but they don’t necessarily increase your financial discipline. In fact, often times having more credit than you need or can handle is a recipe for disaster. Here are 8 tips which govern responsible credit card users. […]

Four Things to Know about Taxes and Starting a Business

The following article was published by the IRS. New business owners have tax-related things to do before launching their companies. IRS.gov has resources to help. Here are some items to consider before scheduling a ribbon-cutting event. Choose a business structure When starting a business, an owner must decide what type of entity it will be. This [...]

How Close Are We to a Cashless Society?

[youtube https://www.youtube.com/watch?v=WqvkWSMgOr0] The debate has been going on for years, and the statistics clearly show that cash payments are losing ground to digital transactions more and more every year. What was once a novelty led to a convenience, which has now become a virtual necessity for many. The new debate now is whether or not we [...]

How Many Credit Cards Should You Have?

[youtube https://www.youtube.com/watch?v=pnBYSTE-eww]How many credit cards should you have? The answer is less of a formula and more of a big-picture discussion. Having several credit cards can be very beneficial if used properly. When deciding how many cards you should carry, there are several factors that must be considered: Having multiple credit cards helps improve your credit [...]

How to Save This Halloween

[youtube https://www.youtube.com/watch?v=8Igv6tgF9nI]Halloween is as much about decorations and candy as it is about trying to one-up friends and neighbors with your creativity and costumes. It is a great time to take a little risk, spend some time with friends trick-or-treating, and make some fun memories. But it doesn’t have to cost a fortune. The trend to [...]

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