How to Budget When You’re on Inconsistent Income

[youtube https://www.youtube.com/watch?v=W12TWPWza6Q]There are certain jobs, even careers, that don’t provide consistent income. Sure, you can make a living off these jobs, but you can’t ever predict with certainty what your income might be from week to week, month to month, or even year to year. Regardless of your income, bills and expenses tend to come fairly [...]

Do’s and Don’ts for Taxpayers Who Get a Letter from the IRS

Every year the IRS mails millions of letters to taxpayers for many reasons. Here are some tips and suggestions for taxpayers who receive one: Don’t ignore it. Most IRS letters and notices are about federal tax returns or tax accounts. Each notice deals with a specific issue and includes specific instructions on what to do. Don’t [...]

Simple Ways to Stop Impulse Buying

[youtube https://www.youtube.com/watch?v=45K2kQrHwEQ] The word “shopaholic” is often thrown around jokingly to describe those who get a high out of making a purchase, whether they need the item or not. While there is a disorder assigned to someone whose shopping addiction has a significant negative impact on his or her life, most of us are simply guilty [...]

The Fastest Way to Pay off Debt

[youtube https://www.youtube.com/watch?v=Igt4y2xABPo] Getting out of debt is the dream of millions of Americans every year. But sometimes the reality of becoming debt-free is still in the dream phase. Some steps are more effective than others in tackling this huge financial situation. Before we list those steps, it’s important to realize how pervasive the debt problem is [...]

The Confusing World of Credit Scores

[youtube https://www.youtube.com/watch?v=LubLlMkG6lE] Credit scores are extremely important. They are, in a way, your financial life-line to borrowing money. But credit scores are actually a whole lot more than that. Your score can determine whether or not you can rent an apartment and can even dictate your insurance rates. Credit scores are extremely easy to find these [...]

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