How Stores Get You to Spend

[youtube https://www.youtube.com/watch?v=6aclErKncNM] Whether it’s clothing, groceries, electronics, or home goods, odds are that you spend more than you should when you go into a store. Why is this? It’s simple marketing. Stores are experts in running promotions and sales that get us to spend more money than we realize by making us think we are actually [...]

What is a Power of Attorney?

[youtube https://www.youtube.com/watch?v=10ef-gsoDDA]A power of attorney is simply a legal document that gives you the right to name one or more individuals to step into your shoes and act on your behalf in certain pre-determined circumstances. Two terms used in this document to describe the individuals affected are the principal (you), and the agents (others you delegate [...]

One Simple Tip to Save Thousands on a Mortgage

[youtube https://www.youtube.com/watch?v=k4pifDxTVn8]The single best tip to getting the best rate on a mortgage is to check your credit score and credit history. Don’t check it just before applying; check it in advance, up to a year in advance of when you are planning to apply for the mortgage. When it comes to applying for a mortgage, [...]

Stocks and Bonds 101

[youtube https://www.youtube.com/watch?v=hCzIcS_xPiQ]There is a lot of confusing investing terminology that is out there. As an investor, you may not need to know it all, but you should have a solid understanding of the basics. Here are two basic terms that everyone should understand before they risk their hard-earned dollars: Stocks: When a company seeks to grow [...]

Here’s how the IRS contacts taxpayers

The following article was published by the IRS. Everyone should know how the IRS contacts taxpayers. This will help people avoid becoming a victim of scammers who pretend to be from the IRS with a goal of stealing personal information. Here are some facts about how the IRS communicates with taxpayers: […]

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