What is a Power of Attorney?

[youtube https://www.youtube.com/watch?v=10ef-gsoDDA]A power of attorney is simply a legal document that gives you the right to name one or more individuals to step into your shoes and act on your behalf in certain pre-determined circumstances. Two terms used in this document to describe the individuals affected are the principal (you), and the agents (others you delegate [...]

One Simple Tip to Save Thousands on a Mortgage

[youtube https://www.youtube.com/watch?v=k4pifDxTVn8]The single best tip to getting the best rate on a mortgage is to check your credit score and credit history. Don’t check it just before applying; check it in advance, up to a year in advance of when you are planning to apply for the mortgage. When it comes to applying for a mortgage, [...]

To everything there is a season – except tax scams

The following article was published by the IRS. Many people don’t really think about taxes once the tax season is over…but people promoting scams do. Each year, the IRS releases the top 12 scams, known as the Dirty Dozen. The schemes range from simple refund inflation to technical tax shelter deals. Here’s a review of this [...]

Stocks and Bonds 101

[youtube https://www.youtube.com/watch?v=hCzIcS_xPiQ]There is a lot of confusing investing terminology that is out there. As an investor, you may not need to know it all, but you should have a solid understanding of the basics. Here are two basic terms that everyone should understand before they risk their hard-earned dollars: Stocks: When a company seeks to grow [...]

Time for Tax Planning

[youtube https://www.youtube.com/watch?v=Qh6AI2yIeoQ] While the summer is starting to wind down and memories of vacations and beach days are still fresh in everyone’s mind, now is a great time to begin to think about your taxes. Sure, tax day is still a long ways off, but what you do now will set yourself up for next April. [...]

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