Credit card deals almost always sound good when you first get an offer. With names like gold and platinum attached to a card, it's easy to fall for the hype--until you realize how these cards are marketed. Having a basic understanding of the common tricks of the trade in the credit card industry can help [...]
The currency of the college years is good grades. Once you graduate, your credit score often dictates much of your financial path going forward. There are several entities who will look at your credit and potentially make decisions based on your history: Your Employer Insurance Companies Landlords Lenders So if you are just [...]
[youtube https://www.youtube.com/watch?v=4DkyrnOO488]The golden years might mark the end of working for a paycheck, but it doesn’t eliminate the importance of keeping a solid credit score. Credit scores affect more than just your ability to borrow; even things such as your car insurance rate are determined in part by your credit score. The way you use your [...]
[youtube https://www.youtube.com/watch?v=fw9erwPkBpw]Americans are notorious for their heavy use of credit. This should make us all experts, right? Not so fast. Here is a look at a few basic questions the average credit user might ask, as well as answers from a financial professional: […]
[youtube https://www.youtube.com/watch?v=pnBYSTE-eww]How many credit cards should you have? The answer is less of a formula and more of a big-picture discussion. Having several credit cards can be very beneficial if used properly. When deciding how many cards you should carry, there are several factors that must be considered: Having multiple credit cards helps improve your credit [...]
