Rise of the Robo Advisors

[youtube https://www.youtube.com/watch?v=L90ywD3vc1s] By now most people have at least heard of the term “Robo Advisors”. They’re not really robots, but are in fact software programs, designed by humans, that use highly effective algorithms to manage investors’ portfolios. These automated investment services offer a lower initial investment and are significantly cheaper in terms of management costs. Your [...]

Plan now to Use Health Flexible Spending Arrangements in 2018; Contribute up to $2,650; $500 Carryover Option Available to Many

The following article was published by the IRS. The Internal Revenue Service today reminded eligible employees that now is the time to begin planning to take full advantage of their employer’s health flexible spending arrangement (FSA) during 2018. FSAs provide employees a way to use tax-free dollars to pay medical expenses not covered by other health [...]

How To Instantly Increase Your Productivity

[youtube https://www.youtube.com/watch?v=gm94XsEBpEU]While the length of a day hasn’t changed, the amount most of us try to cram into one has. Responsibilities are ever increasing, as are the distractions to get things done. It goes without saying that it’s impossible to increase the number of hours in a day, but finding ways to make the most of [...]

Get Ready for Taxes: Plan Ahead for 2018 Filing Season to Avoid Refund Delays

The following article was published by the IRS. The Internal Revenue Service today advised taxpayers about steps they can take now to ensure smooth processing of their 2017 tax return and avoid a delay in getting their refund next year. This is the first in a series of reminders to help taxpayers get ready for the [...]

Using Credit Responsibly

[youtube https://www.youtube.com/watch?v=KmOThdXXEDo] Having credit cards certainly increases your spending power, but they don’t necessarily increase your financial discipline. In fact, often times having more credit than you need or can handle is a recipe for disaster. Here are 8 tips which govern responsible credit card users. […]

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