Plan Now to Use Health Flexible Spending Arrangements in 2019

The following article was published by the IRS. The Internal Revenue Service is reminding eligible employees that now is the time to begin planning to take full advantage of their employer’s health flexible spending arrangement (FSA) during 2019. FSAs provide employees a way to use tax-free dollars to pay medical expenses not covered by other health [...]

How to budget for holiday shopping

[youtube https://www.youtube.com/watch?v=DSp01TFJVA8] It’s really amazing how so many people handle their finances with discipline for most of the year, only to let things completely fall apart when the holidays arrive. Part of the reason is that we spend a lot more time in stores during these months. During the holidays, shopping becomes almost recreational, where you [...]

IdentityTheft.gov Helps You Report and Recover from Identity Theft

[youtube https://www.youtube.com/watch?v=0GGDKL7TVPo]Today’s world is more connected than ever. While this is generally a good thing, it also increases the likelihood that your personal information can end up in someone else’s hands, which can lead to identity theft. The first signs of identity theft can be subtle, or they can be blatantly obvious. You may notice an [...]

Retirees with Pension Income Should Do a Paycheck Checkup ASAP

The following article was published by the IRS. Retirees should do a Paycheck Checkup to make sure they are paying enough tax during the year by using the Withholding Calculator, available on IRS.gov. The Tax Cuts and Jobs Act, enacted in December 2017, changed the way tax is calculated for most taxpayers, including retirees. Because of [...]

Credit Card Tips for Retirees

[youtube https://www.youtube.com/watch?v=4DkyrnOO488]The golden years might mark the end of working for a paycheck, but it doesn’t eliminate the importance of keeping a solid credit score. Credit scores affect more than just your ability to borrow; even things such as your car insurance rate are determined in part by your credit score. The way you use your [...]

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