Using Credit Responsibly

[youtube https://www.youtube.com/watch?v=KmOThdXXEDo] Having credit cards certainly increases your spending power, but they don’t necessarily increase your financial discipline. In fact, often times having more credit than you need or can handle is a recipe for disaster. Here are 8 tips which govern responsible credit card users. […]

How Many Credit Cards Should You Have?

[youtube https://www.youtube.com/watch?v=pnBYSTE-eww]How many credit cards should you have? The answer is less of a formula and more of a big-picture discussion. Having several credit cards can be very beneficial if used properly. When deciding how many cards you should carry, there are several factors that must be considered: Having multiple credit cards helps improve your credit [...]

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