Should You Freeze Your Credit?

[youtube https://www.youtube.com/watch?v=ySOpyYdB8fo]Using a credit card for purchases is often convenient, but it does bring with it some risks. Fraud is on the rise, and virtually everyone is at risk to some degree. If it hasn’t already happened to you, you probably know someone who has experienced it. So what can you do? Well, there are several [...]

Make These Money Moves Before the Year Ends

[youtube https://www.youtube.com/watch?v=HCz_0d8lt_o] The end of the year is often a time of reflection. It's also a time for looking to the future and planning one's course over the next year. One of the crucial areas to address during this time is the area of personal finance. Here are some money moves to consider and make before [...]

Using Credit Responsibly

[youtube https://www.youtube.com/watch?v=KmOThdXXEDo] Having credit cards certainly increases your spending power, but they don’t necessarily increase your financial discipline. In fact, often times having more credit than you need or can handle is a recipe for disaster. Here are 8 tips which govern responsible credit card users. […]

How Many Credit Cards Should You Have?

[youtube https://www.youtube.com/watch?v=pnBYSTE-eww]How many credit cards should you have? The answer is less of a formula and more of a big-picture discussion. Having several credit cards can be very beneficial if used properly. When deciding how many cards you should carry, there are several factors that must be considered: Having multiple credit cards helps improve your credit [...]

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