24 Insanely Specific Ways to Pay Off Debt

One way to pay off debt is to cut back on expenses and make financial sacrifices. But another way to do it is by finding creative ways to bring in more money. Whether you work a full-time job already or are struggling to find work, there are some important questions to ask yourself before looking for [...]

Dave Ramsey’s 3 Keys to Early Retirement

Dave Ramsey is an often polarizing figure in financial circles. He has a massive following of supporters, but there are also those who view his advice as wrong or too simplistic. Regardless of your opinion, he offers three key things to model if you would like to retire early. Here they are: Find out what you [...]

Changed Your Name After Marriage or Divorce?

This video was published by the IRS. If you changed your name after a recent marriage, divorce, or for some other reason, you need to notify the Social Security Administration of that change before you file your tax return. Otherwise, IRS computers can't match your new name with your Social Security number. Names that don't match [...]

Gift Tax

This video was published by the IRS. If you give money or property to someone as a gift, you (the giver) may need to file a federal gift tax return. But that's only if your gift was greater than a certain dollar amount called the Annual Exclusion Amount. The IRS Form 709 instructions list the Annual [...]

Saving vs. Paying Down Debt

Saving and paying off debt are both important aspects of a healthy financial plan. But which do you do first? Here is a good rule of thumb. If you don't have any savings at all, start with saving $1000 to cover unexpected expenses that life inevitably throws at you. The last thing you want to do [...]

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