[youtube https://www.youtube.com/watch?v=4DkyrnOO488]The golden years might mark the end of working for a paycheck, but it doesn’t eliminate the importance of keeping a solid credit score. Credit scores affect more than just your ability to borrow; even things such as your car insurance rate are determined in part by your credit score. The way you use your [...]
[youtube https://www.youtube.com/watch?v=-88hSQUR4tw]A pretty accurate definition of retirement is doing what you want when you want to do it. In other words, it’s when you are able to start living life on your terms financially. The amount of time to reach this point varies from person to person, but it comes down to more than just what [...]
[youtube https://www.youtube.com/watch?v=Rab6cWee1bc] What is an annuity? An annuity is an investment product that pays out a steady stream of income over time during retirement. When you purchase an annuity, usually from an insurance company, you agree to make a lump sum payment up front, or regularly scheduled payments at agreed-upon intervals. In exchange, you are guaranteed [...]
[youtube https://www.youtube.com/watch?v=6aclErKncNM] Whether it’s clothing, groceries, electronics, or home goods, odds are that you spend more than you should when you go into a store. Why is this? It’s simple marketing. Stores are experts in running promotions and sales that get us to spend more money than we realize by making us think we are actually [...]
[youtube https://www.youtube.com/watch?v=k4pifDxTVn8]The single best tip to getting the best rate on a mortgage is to check your credit score and credit history. Don’t check it just before applying; check it in advance, up to a year in advance of when you are planning to apply for the mortgage. When it comes to applying for a mortgage, [...]