Credit is a tool that needs practice to perfect, especially with teenagers. But it's important to expose them to credit young so they know how to use it effectively when they get older. If you find yourself in this situation, here's how to go about it step by step: Start with the "learner's permit" version [...]
A perfect budget that is effective, easy to implement, and doesn't cramp your style can often seem elusive. But there are ways to increase your changes of budgeting success. Here are ten tips: Identify Priorities. After you have covered the essentials, which items are most important to you? Are you interested in going on vacation, [...]
If finances make you stressed, you're not alone. Studies have shown that money is a top stress producer among Americans. But while you can't make it through life completely immune from this sort of stress, it is possible to significantly reduce it by following some key steps: Get Organized. Take a look at what items [...]
This video was published by the IRS. Do you have a mortgage or home equity loan? If so, you need to know that tax reform changes affect the tax deduction for mortgage interest. The first change is you can deduct interest only for loans that were used to buy, build, or substantially improve your main [...]
Striking it big with the lottery is a dream for many, but a reality for few. But the fact is, you are far more likely to receive a sudden windfall of money from another source than the lottery. Whether it be an inheritance, a bonus at work, or a tax refund, it is [...]
