If you didn’t get a first and second Economic Impact Payment or got less than the full amounts, you can still get that missing money – but you need to act. If you’re eligible, the only way to get your payments is to file a 2020 tax return, which you can still do after the tax filing deadline. Even if you don’t usually file taxes, you must file a 2020 tax return and claim the Recovery Rebate Credit. You must do this so the IRS has information it needs to send the payments for you, your eligible spouse, and eligible dependents.

When you claim the Recovery Rebate Credit on your 2020 tax return, you’ll get what you’re owed for the first two Economic Impact Payments as part of your tax refund. If you’re eligible for a third payment, you’ll get that separately after your return is processed.

When filing, you may also find that you’re eligible for other tax credits, such as the Child Tax Credit and the Earned Income Tax Credit. Economic Impact Payments are different from most other tax benefits because people can get them even if they have little or no income. don’t have a permanent address, or have no bank account.

For more information, visit IRS.gov/eip.